The HOME Show

Kevin Filiberto, First National Bank

Kevin Filiberto, VP & Mortgage Production Manager at First National Bank, stopped by The HOME Show to discuss the stabilizing mortgage market and the benefits of local lending. He explained that while rates are trending down, the most important factor for buyers is having a steady budget and open communication with a lender to avoid surprises during the “biggest transaction” of their lives. Kevin debunked common misconceptions, noting that a single mortgage inquiry won’t ruin a credit score and that buyers often don’t need a full 20% down payment to qualify for a home.

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